About Phil Hinke

About Phil Hinke Phil Hinke is a noted expert in the industry. He has been quoted by CNN Money, Entrepreneur Magazine, and other publications. He has written the MerchantFeeSavers “Guide to Slashing Your Credit Card Processing Costs” to give merchants the tools and inside industry information enabling merchants to receive the best processing value for their hard-earned money.

Phil is actually an Aerospace Engineer who left the engineering world in 1994 and started selling credit card processing mainly because he wanted to learn how to sell. He eventually became a senior vice president of one of the largest publicly-owned merchant account providers in the country.

Over the years, Phil became increasingly disgusted with the industry and the misleading tactics used by some merchant account providers and salespeople to lure merchants into rates and terms & conditions that were unfair and in many cases even punitive.

Now, he is taking all he has learned over the last couple of decades to educate and help you the merchant receive the best processing value for your business.

Phil has a deep appreciation for business owners. He realizes the courage it takes for a person to start up and run a business. He also understands that business owners are the backbone of the American economy. And, he will continue to fight on their behalf.

See where Phil has shared his knowledge and experience:

Credit Card Processing: Red Flags for Ecommerce Merchants, Part 1

Credit Card Processing: Don’t Be Seduced by Teaser Rates

Credit Card Processing: ‘Interchange-Plus’ Pricing Not Necessarily Fair, Part 3

Credit Card Processing: ‘Interchange-Plus’ Pricing Not Necessarily Fair, Part 2

Credit Card Processing: ‘Interchange-Plus’ Pricing Not Necessarily Fair

Credit Card Salespeople Don’t Understand Ecommerce Merchants

Understanding Credit Card Fees, Part 4: The Merchant Statement – Per Item Fees

Understanding Credit Card Fees, Part 3: Punitive Interchange Rates

Understanding Credit Card Fees, Part 2: Merchant Account Fees and Charges

Durbin Amendment May Foster Deceptive Credit, Debit Processing Fees

Understanding Credit-Card Fees, Part 1: The Basics

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